BayPort NMLS:2104798
Rosaly Castillo
NMLS: 2722543
MEET THE Mortgage Specialist
Hey, I'm Rosaly C
If you've been told you don’t qualify, you might’ve just talked to the wrong lender. We specialize in low-down payment options and approvals that other lenders miss. Let’s take 10 minutes and walk through your real options — no pressure.
Step 1: Apply Online
Step 2: Get Pre- Approved
Step 3: Close With Confidence
Our Trusted Partners
Buying a home is a big move
— We make it a smart one
Whether you're upgrading, relocating, or getting back into the market, we help everyday buyers like you navigate the process with clarity and confidence.
Low down payment and jumbo loan options
Competitive rates without the back-and-forth
Fast pre-approvals and strategic planning
Support from real pros — not pushy salespeople
Local insights, national reach
Let's see what you qualify for, no pressure, just options.
Free Home Buying course!
Coming Soon!
ATTENTION: Future Home Buyer!
The Smarter Way to Buy Your Next Home
Get a custom plan in minutes!
Maybe you're selling your current place. Maybe you're renting but ready to move up. Either way, our team will help you understand what you can afford, what makes the most sense, and how to make your next move your best move.
Get Started Today!
STILL NOT SURE?
Frequently Asked Questions
We understand buying a home can be scary. Here are some questions to ease your mind.
Do I need to sell my current home before buying?
Not necessarily. We can help you explore bridge loan or contingency options that let you buy without rushing your sale.
Can I use my home equity as a down payment?
Yes. If you’re selling a home or own other real estate, we’ll show you how to leverage your equity.
Is this just a basic preapproval?
No. We go beyond the numbers to help you build a custom buying strategy, including budget, monthly payment comfort zone, and offer tactics.
How fast can I get preapproved?
Most buyers get preapproved within 24 hours or less after we review their information.
TESTIMONIALS
What others are saying
"Still can't believe it!"
"As a first-time buyer, I was nervous about everything, my credit, my savings, you name it. broke it all down for me and showed me exactly what I qualified for. I never felt pressured, just supported. Now I’m a homeowner and still can’t believe it!"
- Ashley
"Seriously, the best team out there."
"I had heard horror stories about getting a mortgage, but made it simple and stress-free. They answered every question, found me an amazing rate, and got me into my home faster than I expected. Seriously, the best team out there."
- Jason
"I recommend them to all of my friends."
"I didn’t think I could buy with the money I had saved, but found a program that let me put just 3% down, and it covered most of my closing costs too. They explained everything in plain English. I recommend them to all my friends."
- Karina
NMLS ID: | BayPort Lending NMLS:
Licensed Mortgage Professional in
BayPort Lending is an Equal Housing Lender.
This is not a commitment to lend. All loans are subject to credit and underwriting approval. Not all applicants will qualify. Rates and terms subject to change without notice. BayPort Lending is not affiliated with any government agency, including HUD, FHA, or VA.
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